Funding an investment: Balance, Crypto or SEPA

At Step 4 of the invest wizard you choose how to fund the investment:

• Balance — pays from your existing account balance. The investment activates instantly; the amount moves from your spendable balance into the position. (Disabled if your balance is below the amount.)
• Crypto — pay in BTC, ETH, USDT (TRC20) or USDT (ERC20) to the wallet shown. This creates a pending deposit; the investment activates automatically once our team confirms the payment. You can add the transaction hash to speed up matching.
• SEPA — a bank-transfer invoice request. Our team issues you an invoice; you pay and upload proof; after review and approval, the investment activates automatically.

With Balance the position is active right away. With Crypto or SEPA it shows as pending until approved, after which it starts accruing daily returns like any active investment.