How do I choose between the AI agents and the different plans?

The two choices are independent: the agent determines the trading strategy and risk style (each agent trades a different mix of markets and carries its own risk level and target return range), while the plan determines the lock-up period and APY (longer lock-ups target higher returns). A common approach is to match the agent's risk level to your comfort — steadier agents for lower risk, more aggressive ones for higher potential return — then pick a plan whose lock-up you're comfortable committing to. Check each agent's page for its strategy, risk level and historical range, and remember some agents require a higher membership tier to access. Past or target performance is never a guarantee; see the risk disclosure.